Pay Over Time With Klarna

Split any purchase into 4 equal, biweekly and interest-free payments—without fees when you pay on time.

What is Klarna?

Klarna is an installment payment platform, providing shoppers with buy now, pay later solutions at their favourite retailers, both in-store and online.

By selecting Klarna as a payment method at checkout, you can enjoy your purchase immediately, while spreading your payments out over time.

Why Use Klarna?

No Impact to Your Credit Score

Using a Pay in 4 Klarna payment plan offers you more flexibility without affecting your credit score.

Quick and Convenient Checkout

Place your order quickly and easily by choosing Klarna as your payment choice at checkout. Simply enter a few details to complete your purchase.

Easy Payments

Klarna will automatically debit payments from your chosen Visa or Mastercard debit or credit card, interest-free.

How Does Klarna Work?


Browse tentree and add your favourite finds to your shopping cart.


When you reach checkout, choose Klarna as your payment method.


Complete your purchase and pay later in 4 equal payments.


The first payment is charged to your debit or credit card when you purchase, and the remaining three are charged every two weeks.

Frequently Asked Questions

Payments Table

Purchase Amount Monthly Payment Number of Payments Total Interest Charges Total Processing Fees Total Cost of Borrowing Total Repayment Amount Credit Rate
$1,000.00 $250.00 4 0.00% $0.00 $0.00 $1,000.00 0.00%